Auto financing through Whitten Brothers Automotive makes getting you behind the wheel of a new or used vehicle quicker and easier. We’re proud to offer in-house financing to help you secure an auto loan or car lease on a new Mazda, Chrysler, Dodge, Jeep, or RAM vehicle. We can also help you secure a loan for a used vehicle from these automakers or from other popular brands.
We have long-standing relationships with numerous financial institutions in Richmond and Ashland, including both banks and credit unions. This allows us to find you the best possible auto loan or lease terms and rates. Using our in-house financing removes the time-consuming step of having to research and arrange your own financing as you’re car shopping.
Get pre-approved for auto financing online using our secure form, and use our online payment calculator to help you estimate your possible downpayment and/or monthly payments for your auto lease or car loan.
It’s fast. You simply complete a short online application and we’ll get to work finding the best possible payment scenario to suit your needs and budget.
It’s easy. Instead of researching financial institutions and getting pre-approved on your own, we’ll do the hard work for you and present you with options to buy or lease a car, truck, SUV, or van.
It’s intelligent. We’ve had ongoing relationships with banks and credit unions for more than 40 years, and we leverage those relationships to arrange the right auto loan or car lease for you through our in-house financing.
Q: What happens after I submit my application?
A: First, we’ll let you know that your application has been received and verify any needed information. Then our auto finance team gets to work analyzing your credit and the details of your purchase. After this, they will research various payment scenarios to find the best possible terms and rates for you.
Q: Can I finance a vehicle if I have a trade-in vehicle? What if I owe money on it?
A: Yes! We can purchase your trade-in vehicle, and you can use that trade-in value to help offset the cost of your vehicle purchase through a down payment or reduced monthly payments. You can trade in your vehicle if you still owe money on it. It’s very common! We’ll verify your payoff amount, assess the value of your vehicle, arrange your auto financing, and present you with car loan or lease options that include your trade in.
Q: Are your car lease and loan rates aggressive?
A: Yes. Thanks to our relationships with financial institutions, we can secure aggressive rates and flexible terms to ensure you’re getting the best possible financing scenario for you.
Q: What if I am pre-approved for auto financing already?
A: We can work with that pre-approval and arrange your financing accordingly to save you the time-consuming process of going back and forth between Whitten Brothers and the lending institution. Upon request, we can also analyze your auto loan or lease pre-approval and research potential ways to save.
Q: What if I work with a credit union?
A: We work with every credit union in Virginia and can arrange loans directly through most via the Credit Union Direct Lending system. This system allows us to submit your car loan, verify your approval, and initiate the loan. All you need to do is submit a credit application, and we handle the rest. Upon request, we can analyze your approval and explore better financing options.
Q: Do I need to put money down?
A: We can often arrange no-money-down financing. To determine if you qualify, complete the auto financing application on our site.
Q: Can I protect my investment?
A: Yes. We understand that purchasing a new or used vehicle is an investment. We offer several products to help protect that investment, and the purchase price can often be included in your loan. We’re sure you’ll enjoy the peace of mind these protections offer.