Financing through Whitten Brothers makes it faster & easier to get the vehicle that is right for you.  By doing so, you are removing the time-consuming step of arranging financing on your own.  Our long-standing relationships with numerous banks & credit unions allow us to explore options & find you the best possible payment scenario.





It’s Fast – Complete a short application & let us go to work for you.

It’s Easy – We will explore options & present you with an easy way to buy.

It’s Intelligent – We will leverage our banking relationships to arrange the best buying scenario for you.




Q: What will happen after I submit my application?

A: First, we will reach out to let you know that your application has been received & verify any needed information.  We will then have our Finance Team go to work.  They will analyze your credit along with the details of your purchase.  After this, they will look at various scenarios & arrange the best payment scenario for you.

Q: Can I finance a vehicle if I have a trade?  What if I owe money on it?

A: Yes! We will gladly purchase any vehicle & work the details of this purchase into the loan with no actions needed by you.  It is not an issue if you owe money on your trade as most people do.  We will verify your payoff, valuate your vehicle, arrange the financing, & present you with financing that includes your trade in.

Q: Are your rates aggressive?

A: Yes.  We are a long-standing institution with long standing lending relationships.  We deal with numerous banks & credit unions.  We will find you the best financing out there with aggressive rates & flexible terms.

Q: What is the Finance Coupon?

A: If you allow us to arrange your financing, you will save money on top of streamlining the buying process.  Banks often offer incentive for dealers to arrange loans with them.  We have decided to pass this incentive along to you in the form of a Finance Coupon.

Q: What if I am Pre-Approved already?

A: We can work with that Pre-Approval, arrange your financing according to it, and save you the time-consuming process of going back & forth between the lending institution and our business.  Also, upon request, we will analyze your loan & research potential opportunities to save.

Q: What if I deal with a Credit Union?

A: We deal with every Credit Union in the State of Virginia & can arrange loans directly through most using the Credit Union Direct Lending system.  This system allows us to submit your loan, verify your approval, & initiate the loan.  All you need to do is submit a credit application & we handle the rest saving you significant time & energy.  Upon request, we will analyze your approval & attempt to find you better financing options.

Q: Do I need to put money down?

A: We can often arrange no money down financing.  To find out if you qualify, simply apply for financing through our site.

Q: Can I protect my investment?

A: Yes.  We offer several products to help protect your investment.  These can often be included in the loan & the peace of mind they offer is enjoyed by most.

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